Monday, June 23, 2025

How to Fix Your Relationship with Money (So It Stops Ruining Everything)

This blog was inspired by a powerful episode of the J Shetty Podcast featuring Scott Galloway, Cody Sanchez, Lewis Howes, and Jaspreet Singh


Money. It’s the thing we all think about but never want to talk about. Most of us were raised to fear it, fight over it, or avoid it like the laundry pile that’s been building for a week.

But what if the reason you’re stuck financially isn’t just about your budget or your paycheck?  What if you're stuck because of your relationship with money?

This episode from J Shetty’s podcast is a full-on mindset reset. And it’s got wisdom bombs from people who know what they’re talking about—entrepreneurs, authors, and finance experts like Scott Galloway, Cody Sanchez, Lewis Howes, and Jaspreet Singh.

Here are 10 insights from the episode that will shift the way you think, feel, and act around money:


1. Wealth Isn’t Rich. It’s Freedom.

Scott Galloway drops a gem: Being rich is what people see. Being wealthy is what they don’t. Wealth means your passive income covers your expenses. Rich people flex. Wealthy people sleep well.


2. Owning a Home Isn’t the Goal for Everyone

Buying a house isn’t always a smart move. If it drains your finances and ties you down in the wrong place, it’s just a fancy prison with a mortgage. Consider investing in places where your money goes further.


3. Cut Your Burn Rate

Wealth isn't how much you make—it’s how much you keep. Your “burn” is how fast your money disappears every month. Reduce it, and you increase your freedom.


4. Talk About Money (Yes, Even If It’s Awkward)

Want to get good with money? Start talking about it. Ask your friends what they save, how they invest, and what they’ve learned. Normalize the convo—like fitness or dating. Just less awkward.


5. Gamify Saving with a Partner or Friend

Saving money doesn't have to suck. Make it a challenge. Set goals together. Track progress. Celebrate wins. Scott Galloway once lived on $78 a week for a summer. He and his friends made "saving" into a competition.


6. 💥 Jaspreet Singh’s Key Insight: Invest or Stay Stuck

Jaspreet reminds us: You’ll never build wealth just working for money—you have to make money work for you. That means investing in assets that grow over time—stocks, real estate, or even your own business.


7. Skills Matter More Than Degrees

Cody Sanchez says to forget about your GPA. The market doesn’t care about your major. It cares about what you can do. Build skills that solve problems and open doors.


8. Don’t Have Capital? Trade Skills for Equity

No startup cash? Offer your skills to help small businesses grow.  Negotiate a cut of the profits.  This is how regular people build wealth behind the scenes. Quiet. Strategic. Smart.


9. Abundance Mindset Isn’t Fluff—It’s Fuel

Lewis Howes grew up with “just enough.” He says gratitude (yes, even when you’re broke) rewires your mindset to attract better opportunities. Scarcity thinking keeps you stuck. Gratitude sets you free.


10. Surround Yourself with Smart People and Ask Questions

You are the average of the five people you spend the most time with. Spend time with people who are good with money. Learn from them. Get curious. Ask the “awkward” questions. That’s how you grow.


💡Final Thoughts:

If you're in your 20s, 30s, 40s, or older and still feel stuck with money, you're not broken. No matter your age, you can start investing and growing your wealth.  You're just untrained. Start small. Track your burn. Talk about money. Invest early. Build real wealth—not just the highlight reel.

Because financial freedom isn’t about earning millions. It’s about being able to live the life you want on your own terms.

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